Have to students go to the best class they were accepted to, regardless if they will graduate with more unsecured debt? What is the “best college”? I emphasize “fit” when ever counseling students and people on college choice. The very best college for you may be diverse from the best college for me since our interests, majors, learning styles, families, personal and social goals are different.
We do not believe rankings determine which school is best. Rankings evaluate criteria that may not necessarily be significant to you. Thinking a higher ranked school is for the best often results in disappointment. Putting the discussion of rating aside, is it worth it to attend a higher ranked, better-known, or higher prestigious school? Not if it means graduating with a pile of debt.
My own undergraduate degree is from Rice University, which regularly ranks in the top 20 nationwide. It is nice to have that name recognition together with prestige, but I is fortunate and my parents were able to pay for it. My a few public school teacher families made education a priority and additionally paid for my sister together with me to attend college, so we did not graduate by using any student loan debt. I will not say the education I got from Rice would be worth 19 years of student loan payments, equal to a home mortgage.
Nationally, student loan debt now dwarfs credit card bills. Countless news reports feature stories about graduates fighting to repay college loans, and these graduates agree that will their dream educations changed into financial nightmares. I simply can not advise students to use huge sums of profit for their undergraduate education. In addition, more and more students are choosing to be able to pursue graduate degrees. Kids who complete their bachelors degrees debt-free have increased flexibility in selecting move on programs, even if they require students loan.
An eighteen-year-old high school graduation student does not have the standpoint necessary to wisely make a decision to carry a student loan. He does not work out to imagine himself at 40, stuck in a job he previously rather leave, but when he has to remain because they are still paying $550 monthly for his undergraduate education and learning. Personally, I have friends would you rather quit their careers and stay at home with their particular small children, but student loan debt is keeping them from that dream. Your “best” school should be a issue of fit rather than rating, and it should be a higher education you can actually afford.
Attending a prestigious university does not make sure you a job-in today’s competitive market, you are more likely to find employment via your internships and networking efforts. Which has a well-recognized name on your stage will not get you a better starting salary or more offers of admission for graduate school. (Ask all the unemployed Ivy League graduates. )
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